Your insurance company hires experts to calculate your business loss. Here’s why you should, too.

There are many aspects of the insurance claims process that are challenging, but perhaps the most frustrating is feeling that the adjuster just doesn’t take the time to understand your unique business loss situation. We’ll take that time to really understand you and your business.

For example, when your loss occurred, you may have been on the brink of unprecedented growth. Or you may have suffered through a year of unusual ups and downs. The solution we provide for you will be grounded in taking the time to listen and really understand your unique business loss situation. We’ll use every piece of information you provide to make the strongest possible economic case for your settlement.

When you hire us to calculate your business interruption loss, the value we add to your settlement can be measured.

Our consultants, on average, recover incremental loss dollars at a rate of five times the amount of professional fees expended on our services. That’s an average 500% ROI (return on investment).

The role of an adjuster and the adjuster’s experts is to serve the insurance company.

The insurance adjuster you’re dealing with may be very personable. You may even like him or her. But make no mistake about it:  When the adjuster and the adjuster’s experts make assumptions or estimations in their calculations, those assumptions will favor their client. And their client is the insurance company.

You need your own experts.

The process of settling a business interruption claim is not an exact science—it’s a negotiation. To make your best possible case in this negotiation, you need experts who understand your policy and business interruption loss calculations. You need experts who will present and defend assumptions and estimations that favor your position.

Here’s why it matters—the bottom line.

The following examples show why it’s so important to have your own experts calculate your business interruption loss. These examples are from real cases that our experts worked on, using numbers from the independent report issued by the adjuster’s accounting experts. These examples are not exceptions that happen only once in a while to an unlucky insurance customer. These results are typical for businesses that hire their own experts.